National Industry Pension Fund (NIPF)

What is my Required Beginning Date to receive my NIPF pension?

If you are vested, your Required Beginning Date is the first day of the month following the date you reach age 70.  Otherwise, if you are over age 70 and not vested yet but still working, your Required Beginning Date will be the date you become vested.

Why is the NIPF forcing me to take my pension if I am over age 70?

If you are over age 70, you are required to begin to receive your pension benefits, whether or not you apply for benefits or continue to work, but in no event prior to the date you become vested and earn a permanent right to a benefit under the NIPF.


Quels documents sont nécessaires pour déposer une demande pour la retraite?

We will need the following: 

  • your proof of age (for example, Birth Certificate, Passport or Naturalization Papers)
  • your spouse’s proof of age (for example, Birth Certificate, Passport or Naturalization Papers) and marriage certificate (if married)
  • tout certificat de décès (s’il y a lieu);
  • tout jugement de divorce (s’il y a lieu);

Quelle est la durée du traitement de la demande?

The application process takes up to 90 days to approve or deny your application from when the application is complete.  An application is considered complete when all the requested documents have been received.

Why haven’t I received my direct deposit into my bank account this month?

If you have not received your direct deposit after 60 days of submitting your direct deposit form, please contact the SEIU Benefit Funds Office and your bank.

Comment puis-je faire une demande pour un dépôt direct?

Please submit and return the Fund’s SEIU Direct Deposit Form located in the Forms tab of this website or request a form from the Fund.

Comment puis-je changer mon dépôt direct?

Please submit a revised SEIU Direct Deposit Form as soon as possible so that your benefits will not be delayed.

Quand sont postés les chèques de pension?

All pension checks are mailed 1 to 2 days prior to the first day of the month. If you have direct deposit, your benefit check will be credited to your account on the first business day of the month.  If you have not received your check by the 10th of the month, please contact the SEIU Benefit Funds Office for a reissue.

J’ai soumis mon formulaire de dépôt direct, mais je continue de recevoir mon chèque par la poste?

Veuillez compter jusqu’à 60 jours pour configurer le dépôt direct. Vous devriez recevoir une vérification papier pendant cette période de 60 jours.

Est-ce que je peux emprunter auprès de mon régime de pension?

Non, le régime ne possède pas de disposition qui permet d’emprunter un montant du Fonds.

Quel est le montant que j’ai dans mon compte du Fonds?

Veuillez demander un rapport de droit à la retraite, il vous permettra d’obtenir le montant estimé des prestations, payable à 55 ans, à 65 ans, et si vous devenez invalide.  Si vous avez plus de 55 ans au moment de faire votre demande, le rapport vous fournira le montant de prestations estimé à votre âge actuel.

My Company is no longer contributing to the Fund, how can I get my money?

If you are working for the same company, the benefits cannot be paid until you terminate employment or you are of retirement age.

Est-ce que je suis admissible à un montant forfaitaire?

You must apply for benefits before the Fund can determine if you qualify for a lump sum benefit.

I worked for a company for many years, but the Fund can’t find me in system?

Your employer may not have been a contributor to this pension fund.  You should contact your Local Union or employer to confirm if your employer was required to contribute to the National Industry Pension Fund.  If you have obtained confirmation, please submit any supporting documentation to the Fund with a written request to research your eligibility for benefits.

J’ai soumis mes documents d’approbation; à quel moment recevrai-je mon premier chèque?

L’émission de votre premier chèque pourrait prendre jusqu’à 60 jours.

Comment puis-je obtenir un formulaire de renonciation du conjoint?

You will receive a Spousal Waiver Form with your approval package.

Qu’est-ce que je dois faire si je ne veux pas que mon conjoint reçoive mes prestations à mon décès?

Votre conjoint devra renoncer à ses droits sur vos prestations en signant le formulaire de renonciation, de bénéficiaire ou de recensement.

My benefits were suspended and I submitted my notarized statement. When will my benefits commence?

Le rétablissement de vos prestations pourrait prendre jusqu’à 60 jours.

J’ai soumis mon QDRO. Quand recevrais-je une réponse?

Veuillez prévoir jusqu’à 180 jours pour obtenir une réponse de votre QDRO.

Which payment option should I choose?

To help you make your election, the Pension Department will provide you with an explanation of the benefit options and amounts available to you.

Est-ce que je peux changer mon option de paiement?

Your elected option cannot be changed or altered for any reason once your benefits begin. However, prior to receiving your first benefit check, you may change your elected option. You will need spousal consent to elect a Single Lifetime Benefit.   In addition, your spouse could also revoke consent to your elected option before your benefits commence.

Comment saurais-je quand ma demande sera approuvée?

You will receive a letter explaining your approved benefits or you will receive a letter explaining why you are not eligible for benefits.

Est-ce que je peux continuer de travailler à temps partiel après ma retraite?

You must terminate/separate from any covered or non-covered employment before your benefit can commence unless you are over age 70.  If you are under age 65 and return to work, you are permitted to work up to 40 hours per month without affecting your benefit payments.  If you are over age 65 and return to work, you can work unlimited hours and your benefits will not be interrupted.  (You will be provided with a copy of the Rules on Working after Retirement once your benefits are approved.)

Je n’ai pas vu mon époux en vingt ans, que dois-je faire?

Federal law requires all pensions for married participants to be paid as a 50% spousal pension unless otherwise indicated. Therefore, you must provide all requested information before your application can be processed.

If I die before I retire, will my children receive my benefits?

The Fund will only pay pre-retirement survivor benefits to a spouse.  If you are single at the time of your death, no benefits will be payable.

What age can I receive benefits?

Early Retirement Age is 55 and Normal Retirement Age is 65.  Please contact our office 4 to 6 months prior to your desired retirement date to apply for benefits. 

Can I receive a benefit if I’m disabled?

The Fund does have a disability retirement benefit.  Please submit a copy of your Social Security Administration entitlement letter to the Fund to determine eligibility.

Can I lose my benefits if I’m fired from my job?

Once you are vested, your benefits cannot be forfeited.  However, if you are terminated from employment prior to becoming vested you may lose your benefits.

Est-ce que les prestations mensuelles sont imposables?

Yes.

If I continue to work, will I receive an adjustment in my benefits?

All benefits are reviewed for adjustment by the fall of the following year (for example, 2014 credit hours are reviewed in the fall of 2015).  You will be advised in writing if you are eligible for an adjustment to your benefits.