Becoming a Participant

You become a participant in the Affiliates' US Pension Plan on the first day of the month after completion of 12 continuous months of employment with a participating employer. Additional rules apply to temporary, part-time and leased employees.

 

When you're a participant, you earn "credit" for the hours you work.  That credit is used to determine the amount of your pension benefit and when you're eligible to receive it. Refer to Earning Your Pension for more information.

 

Maintaining Eligibility

You will continue to be a participant in the Pension Plan as long as you are employed by a participating employer who is contributing to the Fund.  Likewise, once you are vested, you will continue to be a participant even if you employment is terminated or your employer stops contributing to the Fund.

 

Questions about your eligibility? Refer to your Summary Plan Description for more information.

 

If I change jobs to work for another contributing employer, what happens to my pension?

Your pension plan is “portable,” which means you can continue to receive pension credit if you change jobs to work for another contributing employer. Refer to your Summary Plan Description for more information.